Financial Reports

Report Period

Total Income

R0.00

vs previous period: 0%

Total Expenses

R0.00

vs previous period: 0%

Net Savings

R0.00

vs previous period: 0%

Income vs Expenses

Expense Categories

Monthly Trend

Financial Health Analysis

Risk Level Moderate

Your financial health is moderate. While you're saving some money, there's room for improvement in expense management.

Key Metrics

Savings Rate 15%

Percentage of income saved

Fixed Expenses 60%

Percentage of income spent on fixed costs

Discretionary Spending 25%

Percentage of income spent on non-essentials

Recommendations

You're saving 15% of your income, which is good. Aim for 20% to build a stronger financial cushion.

Your fixed expenses are high at 60% of income. Consider refinancing loans or negotiating bills.

Reduce discretionary spending from 25% to 20% to free up more funds for savings.

Monitor your largest expense categories (shown in the chart) for potential savings opportunities.

Transaction Breakdown

Date Description Category Amount Type