Terms of Service

Last Updated: July 12th, 2025

Welcome to Cash Flow Tracker. By accessing or using our application, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By using Cash Flow Tracker ("the Service"), you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Service.

2. Description of Service

Cash Flow Tracker provides a personal finance management tool that allows users to track income, expenses, and financial transactions. The Service is provided "as is" and we make no guarantees regarding its accuracy or reliability.

3. User Responsibilities

You agree to:

  • Provide accurate and complete information when using the Service
  • Maintain the confidentiality of your account credentials
  • Be solely responsible for all activities that occur under your account
  • Use the Service only for lawful purposes

4. Data Privacy

Your privacy is important to us. All financial data you enter remains on your device unless you explicitly choose to export it. We do not collect or store your financial information on our servers. Please review our Privacy Policy for more information.

5. Intellectual Property

The Service and its original content, features, and functionality are owned by Cash Flow Tracker and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

6. Limitation of Liability

In no event shall Cash Flow Tracker, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service
  • Any conduct or content of any third party on the Service
  • Any content obtained from the Service
  • Unauthorized access, use or alteration of your transmissions or content

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

8. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms, please contact us at support@cashflowtracker.com.